Carmel, Pebble Beach and Monterey Peninsula real estate and homes for sale in California - Rick Kennifer, REALTOR® Rick Kennifer REALTOR(r) for Carmel, Pebble Beach and Monterey Peninsula, California real estate - NUMBER1EXPERT™ Rick Kennifer NUMBER1EXPERT(tm) for Carmel, Pebble Beach and Monterey Peninsula, California real estate
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Rick Kennifer, REALTOR®, real estate agent and broker for Carmel, Pebble Beach and Monterey Peninsula California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 831-626-2284.


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Unmatched Commitment To Excellence
“I have the deepest admiration and appreciation for the outstanding job you are doing for your clients and Coldwell Banker."
Avram Goldman, Pres. Coldwell Banker North Cal
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For Buyers: Carmel, Pebble Beach and Monterey Peninsula California home buying, real estate listings, and homes for sale in Monterey County, CA
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Why Buyers Choose Me: Why homebuyers in the Carmel, Pebble Beach and Monterey Peninsula area choose Rick Kennifer as their Realtor
Latest Listings: Get Rick Kennifer's latest Carmel, Pebble Beach and Monterey Peninsula listings of homes for sale first!
Find Your Perfect Home: Rick Kennifer will search for your ideal home and email you the newest Carmel, Pebble Beach and Monterey Peninsula MLS listings of properties in Monterey County CA
First Time Homebuyers: Are you a first time homebuyer in Carmel, Pebble Beach and Monterey Peninsula, CA? As a top Realtor, Rick Kennifer can guide your home buying search
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Real Estate Tips
Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
     

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Real Estate Trivia
Q 
What is the world's tallest monument?

A 
The stainless steel Gateway Arch in St. Louis, MO, designed by architect Eero Saarinen and costing $29 million to build, is 630 feet high.
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Rick Kennifer, REALTOR®, real estate agent and broker for Carmel, Pebble Beach and Monterey Peninsula California home listings, property and land for sale - NUMBER1EXPERT(tm)

Rick Kennifer
Coldwell Banker Del Monte Realty

The Shops at the Lodge
P.O. Box 1111
Pebble Beach, CA. 93953
Phone: 831-626-2284
Fax: 831-622-0192
Email: Rick@Kennifer.com

Rick Kennifer is your Number One Real Estate Resource in the Pebble Beach, Monterey and Carmel areas of the Monterey Peninsula. Rick consistently achieves the "International President's Elite" award with Coldwell Banker, recognizing his sales performance in the Top 1% of Coldwell Banker's 60,000 plus agents internationally. Rick fully employs cutting-edge real estate technology, and assistants and associates who share the overriding goal of delivering superior customer service, to each of our clients, every time. Rick's Team is guided by the idea that our only purpose and our fierce loyalty is always to support and achieve our clients' best interests in buying or selling their home, and never just to "close this deal"! We would be pleased to have the opportunity to assist you with any real estate needs, questions or information you might have. Give us a call or email us if we can be of any help.


Coldwell Banker Del Monte Realty real estate and homes for sale in Carmel, Pebble Beach and Monterey Peninsula California

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