Carmel, Pebble Beach and Monterey Peninsula real estate and homes for sale in California - Rick Kennifer, REALTOR® Rick Kennifer REALTOR(r) for Carmel, Pebble Beach and Monterey Peninsula, California real estate - NUMBER1EXPERT™ Rick Kennifer NUMBER1EXPERT(tm) for Carmel, Pebble Beach and Monterey Peninsula, California real estate
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Rick Kennifer, REALTOR®, real estate agent and broker for Carmel, Pebble Beach and Monterey Peninsula California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 831-626-2284.


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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Carmel, Pebble Beach and Monterey Peninsula area REALTOR®, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
What does the term Curb Appeal mean?

A 
This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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Rick Kennifer, REALTOR®, real estate agent and broker for Carmel, Pebble Beach and Monterey Peninsula California home listings, property and land for sale - NUMBER1EXPERT(tm)

Rick Kennifer
Coldwell Banker Del Monte Realty

The Shops at the Lodge
P.O. Box 1111
Pebble Beach, CA. 93953
Phone: 831-626-2284
Fax: 831-622-0192
Email: Rick@Kennifer.com

Rick Kennifer is your Number One Real Estate Resource in the Pebble Beach, Monterey and Carmel areas of the Monterey Peninsula. Rick consistently achieves the "International President's Elite" award with Coldwell Banker, recognizing his sales performance in the Top 1% of Coldwell Banker's 60,000 plus agents internationally. Rick fully employs cutting-edge real estate technology, and assistants and associates who share the overriding goal of delivering superior customer service, to each of our clients, every time. Rick's Team is guided by the idea that our only purpose and our fierce loyalty is always to support and achieve our clients' best interests in buying or selling their home, and never just to "close this deal"! We would be pleased to have the opportunity to assist you with any real estate needs, questions or information you might have. Give us a call or email us if we can be of any help.


Coldwell Banker Del Monte Realty real estate and homes for sale in Carmel, Pebble Beach and Monterey Peninsula California

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