Carmel, Pebble Beach and Monterey Peninsula real estate and homes for sale in California - Rick Kennifer, REALTOR® Rick Kennifer REALTOR(r) for Carmel, Pebble Beach and Monterey Peninsula, California real estate - NUMBER1EXPERT™ Rick Kennifer NUMBER1EXPERT(tm) for Carmel, Pebble Beach and Monterey Peninsula, California real estate
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Rick Kennifer, REALTOR®, real estate agent and broker for Carmel, Pebble Beach and Monterey Peninsula California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 831-626-2284.


Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Unmatched Commitment To Excellence
“I have the deepest admiration and appreciation for the outstanding job you are doing for your clients and Coldwell Banker."
Avram Goldman, Pres. Coldwell Banker North Cal
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Rick Kennifer is one of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Carmel, Pebble Beach and Monterey Peninsula California home buying, real estate listings, and homes for sale in Monterey County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Carmel, Pebble Beach and Monterey Peninsula REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Working With An Agent >Target Marketing

As soon as the listing agreement is signed, your real estate agent will begin the search for a buyer for your home. This means directing agents marketing efforts to target groups of individuals who are likely to be attracted to the amenities offered by your home and neighborhood.

If your property is near a new office park, your real estate agent will look there for prospects who want to live near their work place. If it is an historic property, the local preservation society may have a publication in which to advertise. Your agent may call or write to the neighbors who may know someone who would be attracted to your home. When your home is being marketed professionally, your agent will do a lot more than just feed the listing into the MLS and place an occasional ad.

See All Tips In The "Working With An Agent" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What island was sold to Peter Minuit by the Indians for goods valued at 60 guilders ($24)?

A 
Peter Minuit arrived with a group of Dutch settlers in 1626 and purchased what is now known as Manhattan.
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See the nation's top rated reports for Schools in Carmel, Pebble Beach and Monterey Peninsula >



Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Rick Kennifer, REALTOR®, real estate agent and broker for Carmel, Pebble Beach and Monterey Peninsula California home listings, property and land for sale - NUMBER1EXPERT(tm)

Rick Kennifer
Coldwell Banker Del Monte Realty

The Shops at the Lodge
P.O. Box 1111
Pebble Beach, CA. 93953
Phone: 831-626-2284
Fax: 831-622-0192
Email: Rick@Kennifer.com

Rick Kennifer is your Number One Real Estate Resource in the Pebble Beach, Monterey and Carmel areas of the Monterey Peninsula. Rick consistently achieves the "International President's Elite" award with Coldwell Banker, recognizing his sales performance in the Top 1% of Coldwell Banker's 60,000 plus agents internationally. Rick fully employs cutting-edge real estate technology, and assistants and associates who share the overriding goal of delivering superior customer service, to each of our clients, every time. Rick's Team is guided by the idea that our only purpose and our fierce loyalty is always to support and achieve our clients' best interests in buying or selling their home, and never just to "close this deal"! We would be pleased to have the opportunity to assist you with any real estate needs, questions or information you might have. Give us a call or email us if we can be of any help.


Coldwell Banker Del Monte Realty real estate and homes for sale in Carmel, Pebble Beach and Monterey Peninsula California

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