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Rick Kennifer is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Carmel, Pebble Beach and Monterey Peninsula California home buying, real estate listings, and homes for sale in Monterey County, CA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Carmel, Pebble Beach and Monterey Peninsula real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Relocation >Buying Out Of State

People who are moving to another state are usually concerned about how they will be able to monitor the purchase or sale of a home across state lines. Your local real estate agent can assist you in the process of buying or selling property out-of-state.

The National Association of Realtors is a nation-wide network of real estate sales professionals, similar to the local Association of Realtors. Almost every real estate professional is who is a member of the local association is also a member of the national organization. This professional affiliation among real estate agents all across the country works to your advantage when you buy or sell out-of-state property.

Your local real estate agent can contact an agency in the area where you want to buy or sell. When the relationship with the out-of-state real estate agent is established, your agent can coordinate arrangements by selecting houses for your consideration and helping you to strike a deal when you have made a selection. Having a local sales professional to help you work out any problems that may arise is a real plus.

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Q	What is the earliest residential building that remains in Manhattan?
A	Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783.
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Rick Kennifer, REALTOR®, real estate agent and broker for Carmel, Pebble Beach and Monterey Peninsula California home listings, property and land for sale - NUMBER1EXPERT(tm)

Rick Kennifer
Coldwell Banker Del Monte Realty
The Shops at the Lodge
P.O. Box 1111
Pebble Beach, CA. 93953
Phone: 831-626-2284
Fax: 831-622-0192
Email: Rick@Kennifer.com
Rick Kennifer is your Number One Real Estate Resource in the Pebble Beach, Monterey and Carmel areas of the Monterey Peninsula. Rick consistently achieves the "International President's Elite" award with Coldwell Banker, recognizing his sales performance in the Top 1% of Coldwell Banker's 60,000 plus agents internationally. Rick fully employs cutting-edge real estate technology, and assistants and associates who share the overriding goal of delivering superior customer service, to each of our clients, every time. Rick's Team is guided by the idea that our only purpose and our fierce loyalty is always to support and achieve our clients' best interests in buying or selling their home, and never just to "close this deal"! We would be pleased to have the opportunity to assist you with any real estate needs, questions or information you might have. Give us a call or email us if we can be of any help.

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NUMBER1EXPERT™ in real estate for Carmel, Pebble Beach and Monterey Peninsula, California

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